:root{
  --blue:#3c4686;
  --blue-deep:#252d61;
  --blue-ink:#1e244f;
  --blue-soft:#eef0f8;
  --gray:#928a84;
  --warm:#f5f2ef;
  --warm-2:#ebe6e1;
  --ink:#20242d;
  --muted:#666b75;
  --line:#e1e2e7;
  --paper:#fff;
  --soft:#f7f7f7;
  --radius:20px;
  --shadow:0 24px 60px rgba(30,36,79,.12);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.6}
a{color:inherit;text-decoration:none}img{max-width:100%;display:block}
.container{width:min(1180px,calc(100% - 44px));margin-inline:auto}
.site-header{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.97);backdrop-filter:blur(14px);border-bottom:1px solid rgba(32,36,45,.08);box-shadow:0 5px 22px rgba(30,36,79,.035)}
.nav-wrap{min-height:92px;display:flex;align-items:center;justify-content:space-between;gap:28px}
.brand{display:flex;align-items:center;gap:11px;width:310px;flex:0 0 310px;min-width:0}.brand-mark{display:block;width:62px;height:62px;object-fit:contain;flex:0 0 62px}.brand-name{display:flex;flex-direction:column;line-height:.88;white-space:nowrap}.brand-emperiq{font-family:"Copperplate Gothic Bold","Copperplate","Copperplate Gothic",Georgia,serif;font-size:26px;letter-spacing:.035em;color:var(--gray);font-weight:700}.brand-financial{font-family:"Copperplate Gothic Bold","Copperplate","Copperplate Gothic",Georgia,serif;font-size:14px;letter-spacing:.11em;color:#171a22;font-weight:700;align-self:flex-end;margin-top:5px}
.nav{display:flex;align-items:center;gap:25px;font-size:14px;font-weight:700}.nav a:not(.btn){padding:33px 0 31px;border-bottom:2px solid transparent}.nav a:not(.btn):hover,.nav a.active:not(.btn){color:var(--blue);border-color:var(--blue)}
.nav-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:10px;padding:10px 12px;font-size:20px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:10px;padding:13px 20px;font-weight:800;border:1px solid transparent;cursor:pointer;transition:.2s ease;font-size:14px;letter-spacing:.01em}.btn:hover{transform:translateY(-1px)}
.btn-primary{background:var(--blue);color:#fff;box-shadow:0 10px 24px rgba(60,70,134,.2)}.btn-primary:hover{background:var(--blue-deep)}
.btn-secondary{background:#fff;color:var(--blue);border-color:rgba(60,70,134,.27)}.btn-secondary:hover{background:var(--blue-soft);border-color:var(--blue)}
.btn-white{background:#fff;color:var(--blue-deep);box-shadow:0 10px 30px rgba(0,0,0,.12)}.btn-white:hover{background:#f7f7fb}
.btn-ghost-light{color:#fff;border-color:rgba(255,255,255,.5);background:rgba(255,255,255,.04)}.btn-ghost-light:hover{background:rgba(255,255,255,.1);border-color:#fff}
.btn-large{padding:15px 24px;font-size:15px}
.eyebrow{display:inline-flex;align-items:center;gap:9px;text-transform:uppercase;letter-spacing:.15em;color:var(--blue);font-size:11px;font-weight:850}.eyebrow:before{content:"";width:28px;height:2px;background:currentColor}.eyebrow-light{color:rgba(255,255,255,.82)}
h1,h2,h3{margin:0 0 16px;line-height:1.08;color:#171b22}h1{font-size:clamp(48px,6.2vw,78px);letter-spacing:-.045em}h2{font-size:clamp(34px,4.2vw,52px);letter-spacing:-.035em}h3{font-size:21px}.lead{font-size:20px;color:var(--muted);max-width:700px}.text-link{display:inline-flex;color:var(--blue);font-weight:800;margin-top:8px}

/* HOME HERO */
.hero-home{position:relative;overflow:hidden;color:#fff;background:linear-gradient(118deg,var(--blue-ink) 0%,var(--blue) 54%,#5d638f 100%);min-height:670px;display:flex;align-items:center}.hero-home:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 15% 30%,rgba(255,255,255,.11),transparent 32%),linear-gradient(90deg,rgba(0,0,0,.08),transparent 55%)}.hero-pattern{position:absolute;right:-10%;top:-18%;width:62%;height:135%;opacity:.18;background:linear-gradient(30deg,transparent 24%,rgba(255,255,255,.14) 25%,rgba(255,255,255,.14) 27%,transparent 28%),linear-gradient(150deg,transparent 24%,rgba(255,255,255,.13) 25%,rgba(255,255,255,.13) 27%,transparent 28%);background-size:90px 156px;transform:rotate(-5deg)}
.hero-grid{display:grid;grid-template-columns:1.08fr .92fr;gap:72px;align-items:center;position:relative;z-index:2;padding:88px 0}.hero-copy h1{color:#fff;max-width:760px;margin-top:17px}.hero-copy .lead{color:rgba(255,255,255,.84);max-width:720px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.hero-proof{display:flex;gap:36px;margin-top:48px;padding-top:27px;border-top:1px solid rgba(255,255,255,.2)}.hero-proof div{display:flex;flex-direction:column}.hero-proof strong{font-size:21px;color:#fff}.hero-proof span{font-size:12px;color:rgba(255,255,255,.65);margin-top:2px}
.hero-visual{min-height:470px;position:relative;display:grid;place-items:center}.home-outline{position:relative;width:400px;height:325px;filter:drop-shadow(0 22px 30px rgba(0,0,0,.18))}.roof{position:absolute;width:300px;height:300px;border:24px solid rgba(255,255,255,.95);border-right:0;border-bottom:0;transform:rotate(45deg);left:50px;top:8px;border-radius:4px}.home-body{position:absolute;background:rgba(255,255,255,.94);width:320px;height:210px;left:40px;bottom:0;border-radius:2px}.window{position:absolute;width:64px;height:64px;background:var(--blue);top:55px;border:10px solid rgba(146,138,132,.78)}.window.one{left:48px}.window.two{right:48px}.door{position:absolute;width:70px;height:112px;bottom:0;left:125px;background:var(--gray)}.hero-badge{position:absolute;right:0;bottom:38px;width:145px;height:145px;border-radius:50%;background:var(--warm);color:var(--blue-deep);display:grid;place-items:center;align-content:center;box-shadow:0 18px 40px rgba(0,0,0,.18);border:8px solid rgba(255,255,255,.35)}.hero-badge span{font-size:11px;text-transform:uppercase;letter-spacing:.12em;color:var(--gray);font-weight:800}.hero-badge strong{font-size:36px;line-height:1}

.credibility-bar{background:#fff;border-bottom:1px solid var(--line);box-shadow:0 10px 28px rgba(30,36,79,.04)}.credibility-grid{display:grid;grid-template-columns:1.35fr .7fr .9fr 1.1fr}.credibility-grid>div{padding:22px 24px;border-right:1px solid var(--line)}.credibility-grid>div:first-child{padding-left:0}.credibility-grid>div:last-child{border-right:0}.mini-label{display:block;font-size:10px;text-transform:uppercase;letter-spacing:.13em;color:var(--gray);font-weight:850;margin-bottom:3px}.credibility-grid strong{font-size:14px;color:#2a2e36}

.section{padding:94px 0}.section-intro{background:linear-gradient(180deg,#fff 0%,#fbfbfc 100%)}.intro-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:80px;align-items:end;margin-bottom:48px}.intro-grid h2{max-width:760px}.intro-copy{font-size:18px;color:var(--muted)}
.product-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.program-card{position:relative;min-height:285px;background:#fff;border:1px solid var(--line);padding:30px;border-radius:18px;overflow:hidden;transition:.25s ease}.program-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:#d4d7e6}.program-card:after{content:"";position:absolute;right:-32px;bottom:-45px;width:130px;height:130px;border:18px solid rgba(60,70,134,.06);transform:rotate(30deg)}.featured-program{background:linear-gradient(145deg,var(--blue) 0%,var(--blue-deep) 100%);color:#fff;border-color:transparent}.featured-program h3,.featured-program a{color:#fff}.featured-program p{color:rgba(255,255,255,.75)}.featured-program:after{border-color:rgba(255,255,255,.1)}.program-number{position:absolute;top:24px;right:25px;font-size:11px;color:var(--gray);font-weight:800;letter-spacing:.12em}.featured-program .program-number{color:rgba(255,255,255,.5)}.program-icon{height:52px;min-width:52px;width:max-content;padding:0 12px;border-radius:13px;background:var(--blue-soft);color:var(--blue);font-weight:900;display:grid;place-items:center;margin-bottom:29px;font-size:14px}.featured-program .program-icon{background:rgba(255,255,255,.14);color:#fff}.program-card p{color:var(--muted);margin:0 0 22px;max-width:320px}.program-card a{position:relative;z-index:2;color:var(--blue);font-weight:800}

.story-section{background:var(--warm)}.story-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:78px;align-items:center}.story-panel{position:relative;min-height:560px;border-radius:26px;background:linear-gradient(155deg,#242a5b,var(--blue) 65%,#6b6e8c);overflow:hidden;box-shadow:var(--shadow);display:flex;align-items:center;justify-content:center}.story-panel:before,.story-panel:after{content:"";position:absolute;border:1px solid rgba(255,255,255,.18);width:360px;height:360px;transform:rotate(30deg)}.story-panel:before{left:-175px;top:-70px}.story-panel:after{right:-160px;bottom:-100px}.story-mark{font-family:Copperplate,"Copperplate Gothic Bold",Georgia,serif;font-size:190px;line-height:1;color:rgba(255,255,255,.95);text-shadow:18px 18px 0 rgba(0,0,0,.12)}.story-lines{position:absolute;left:0;right:0;bottom:86px;height:1px;background:rgba(255,255,255,.22)}.story-caption{position:absolute;left:34px;bottom:35px;color:rgba(255,255,255,.78);text-transform:uppercase;letter-spacing:.14em;font-size:10px;font-weight:800}.story-copy>p{font-size:17px;color:#5e626b;max-width:650px}.value-list{display:grid;gap:0;margin:31px 0}.value-list>div{display:grid;grid-template-columns:42px 145px 1fr;gap:15px;padding:19px 0;border-top:1px solid rgba(32,36,45,.11);align-items:start}.value-list>div:last-child{border-bottom:1px solid rgba(32,36,45,.11)}.value-list span{color:var(--gray);font-size:11px;font-weight:850;letter-spacing:.12em;padding-top:3px}.value-list strong{color:var(--blue-deep)}.value-list p{margin:0;color:var(--muted);font-size:14px}

.tools-section{background:linear-gradient(120deg,#222855 0%,var(--blue) 100%);color:#fff;position:relative;overflow:hidden}.tools-section:after{content:"";position:absolute;right:-180px;top:-160px;width:500px;height:500px;border:75px solid rgba(255,255,255,.06);transform:rotate(25deg)}.tools-grid{display:grid;grid-template-columns:.8fr 1.2fr;gap:70px;align-items:center;position:relative;z-index:1}.tools-copy h2{color:#fff}.tools-copy p{color:rgba(255,255,255,.74);font-size:17px;margin-bottom:28px}.tool-preview-wrap{display:grid;grid-template-columns:1fr 1fr;gap:18px}.tool-preview{background:#fff;color:var(--ink);border-radius:18px;padding:28px;min-height:245px;position:relative;transition:.25s ease;box-shadow:0 20px 40px rgba(0,0,0,.12)}.tool-preview:hover{transform:translateY(-4px)}.tool-kicker{font-size:10px;text-transform:uppercase;letter-spacing:.13em;color:var(--gray);font-weight:850}.tool-preview strong{display:block;color:var(--blue-deep);font-size:24px;margin:15px 0 8px}.tool-preview p{color:var(--muted);font-size:14px}.tool-arrow{position:absolute;right:24px;bottom:20px;font-size:24px;color:var(--blue)}

.final-cta-section{background:#fff}.final-cta{display:grid;grid-template-columns:1.2fr .8fr;gap:60px;align-items:center;padding:54px;border-radius:24px;background:linear-gradient(120deg,#f4f1ee,#faf9f8);border:1px solid #e7e2de}.final-cta p{max-width:730px;color:var(--muted);font-size:17px}.final-cta-actions{display:flex;justify-content:flex-end;gap:12px;flex-wrap:wrap}

/* INNER PAGES */
.page-hero{position:relative;overflow:hidden;padding:88px 0 70px;background:linear-gradient(120deg,var(--blue-ink),var(--blue));color:#fff}.page-hero:after{content:"";position:absolute;right:-90px;top:-180px;width:420px;height:420px;border:60px solid rgba(255,255,255,.07);transform:rotate(30deg)}.page-hero h1,.page-hero h2{color:#fff}.page-hero p{max-width:760px;color:rgba(255,255,255,.78);font-size:18px}.page-hero .eyebrow{color:rgba(255,255,255,.75)}
.section-soft{background:var(--soft)}.section-blue{background:var(--blue);color:#fff}.section-blue h2,.section-blue h3{color:#fff}
.section-head{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:34px}.section-head p{max-width:600px;color:var(--muted);margin:0}.grid{display:grid;gap:20px}.grid-3{grid-template-columns:repeat(3,1fr)}.grid-2{grid-template-columns:repeat(2,1fr)}
.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;transition:.2s ease}.card:hover{box-shadow:var(--shadow);transform:translateY(-2px);border-color:#d5d8e4}.product-card{min-height:190px;display:flex;flex-direction:column}.product-card p{color:var(--muted);margin:0 0 18px}.product-card a{margin-top:auto;color:var(--blue);font-weight:750}
.form-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:0 14px 40px rgba(32,36,45,.07)}.form-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.form-grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}label{font-size:12px;font-weight:850;color:#4b515a;text-transform:uppercase;letter-spacing:.055em}input,select,textarea{width:100%;border:1px solid #d8dbe0;border-radius:10px;background:#fff;padding:12px 13px;font:inherit;color:var(--ink);outline:none}input:focus,select:focus,textarea:focus{border-color:var(--blue);box-shadow:0 0 0 3px rgba(60,70,134,.1)}.input-row{display:grid;grid-template-columns:1fr 110px;gap:10px}.money{font-variant-numeric:tabular-nums}
.calc-layout{display:grid;grid-template-columns:1.2fr .8fr;gap:26px;align-items:start}.result-card{background:linear-gradient(145deg,var(--blue),var(--blue-deep));color:#fff;border-radius:22px;padding:28px;position:sticky;top:112px;box-shadow:var(--shadow)}.result-card h2,.result-card h3{color:#fff}.big-number{font-size:42px;font-weight:850;line-height:1.1;margin:8px 0 22px}.result-row{display:flex;justify-content:space-between;gap:15px;border-top:1px solid rgba(255,255,255,.18);padding:13px 0;font-variant-numeric:tabular-nums}.result-row span:first-child{opacity:.75}.subsection-title{font-size:13px;text-transform:uppercase;letter-spacing:.13em;color:var(--blue);font-weight:850;margin:30px 0 13px;padding-bottom:8px;border-bottom:1px solid var(--line)}.notice{background:#f5f3f1;border-left:4px solid var(--gray);padding:14px 16px;border-radius:8px;color:#5a5e66;font-size:14px}
.officer-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.officer-photo{aspect-ratio:4/5;border-radius:16px;background:linear-gradient(145deg,#ebecef,#dfe2ea);display:grid;place-items:center;color:var(--gray);font-weight:700;margin-bottom:20px}.testimonial{font-size:17px;font-style:italic}.testimonial cite{display:block;margin-top:14px;font-style:normal;font-weight:800;color:var(--blue)}.officer-actions{display:flex;gap:10px;flex-wrap:wrap;margin-top:18px}.officer-mark{padding:35px;background:#fff}.officer-mark img{width:78%;max-height:100%;object-fit:contain}.profile-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:55px;align-items:center}.profile-photo{background:var(--soft);border:1px solid var(--line);border-radius:24px;min-height:440px;display:grid;place-items:center;padding:55px}.profile-photo img{max-width:320px}.contact-strip{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin:28px 0}.contact-strip>div{border:1px solid var(--line);border-radius:12px;padding:15px}.contact-strip small{display:block;color:var(--gray);font-weight:800;letter-spacing:.08em}.contact-strip a,.contact-strip span{display:block;color:var(--blue);font-weight:750;margin-top:3px}.placeholder{background:#fff8e6;border:1px solid #f0dca6;color:#6f5a20;border-radius:10px;padding:12px 14px;font-size:14px}

.site-footer{background:#171a22;color:#cfd2d9;padding:58px 0 30px}.footer-grid{display:grid;grid-template-columns:1.35fr .65fr .9fr .8fr;gap:42px}.footer-grid h3{color:#fff;font-size:13px;text-transform:uppercase;letter-spacing:.11em;margin-bottom:14px}.footer-company p{max-width:330px;color:#9ea3ae}.footer-logo{width:245px;background:#fff;border-radius:4px;padding:7px 10px;margin-bottom:20px}.site-footer a{color:#e4e6eb}.footer-bottom{border-top:1px solid #30343e;margin-top:40px;padding-top:21px;font-size:11px;color:#8f949f}

@media(max-width:980px){.brand{width:240px;flex-basis:240px}.nav{gap:15px}.hero-grid,.story-grid,.tools-grid{gap:42px}.home-outline{transform:scale(.86)}.product-grid{grid-template-columns:repeat(2,1fr)}}
@media(max-width:860px){.nav-toggle{display:block}.nav{display:none;position:absolute;top:92px;left:0;right:0;background:#fff;padding:18px 22px 25px;flex-direction:column;align-items:stretch;border-bottom:1px solid var(--line);box-shadow:0 16px 30px rgba(0,0,0,.08)}.nav.open{display:flex}.nav a:not(.btn){padding:9px 0}.brand{width:230px;flex-basis:230px}.hero-home{min-height:auto}.hero-grid,.intro-grid,.story-grid,.tools-grid,.final-cta,.calc-layout,.footer-grid,.profile-grid{grid-template-columns:1fr}.hero-grid{padding:70px 0}.hero-visual{min-height:390px}.hero-proof{flex-wrap:wrap}.credibility-grid{grid-template-columns:1fr 1fr}.credibility-grid>div:nth-child(2){border-right:0}.credibility-grid>div:nth-child(-n+2){border-bottom:1px solid var(--line)}.intro-grid{gap:22px}.story-panel{min-height:420px}.value-list>div{grid-template-columns:35px 120px 1fr}.tool-preview-wrap{grid-template-columns:1fr 1fr}.final-cta-actions{justify-content:flex-start}.grid-3,.officer-grid{grid-template-columns:1fr 1fr}.result-card{position:static}.section{padding:72px 0}.section-head{align-items:flex-start;flex-direction:column}.form-grid.three{grid-template-columns:1fr 1fr}.contact-strip{grid-template-columns:1fr}}
@media(max-width:590px){.container{width:min(100% - 28px,1180px)}.nav-wrap{min-height:78px}.nav{top:78px}.brand{width:220px;flex-basis:220px;gap:8px}.brand-mark{width:48px;height:48px;flex-basis:48px}.brand-emperiq{font-size:21px}.brand-financial{font-size:11px;letter-spacing:.1em;margin-top:4px}.hero-grid{padding:54px 0}.hero-copy h1{font-size:44px}.hero-visual{min-height:330px}.home-outline{transform:scale(.68)}.hero-badge{right:8px;bottom:20px;width:120px;height:120px}.hero-proof{gap:20px}.credibility-grid{grid-template-columns:1fr}.credibility-grid>div{border-right:0!important;border-bottom:1px solid var(--line)!important;padding:15px 0}.product-grid,.grid-3,.grid-2,.officer-grid,.form-grid,.form-grid.three,.tool-preview-wrap{grid-template-columns:1fr}.story-panel{min-height:350px}.story-mark{font-size:140px}.value-list>div{grid-template-columns:30px 1fr}.value-list p{grid-column:2}.final-cta{padding:30px}.final-cta-actions,.hero-actions{flex-direction:column;align-items:stretch}.hero-actions .btn,.final-cta-actions .btn{width:100%}.section{padding:58px 0}.footer-logo{width:220px}.big-number{font-size:34px}}
@media print{.site-header,.site-footer,.no-print,.page-hero{display:none!important}body{background:white}.section{padding:0}.container{width:100%}.calc-layout{display:block}.form-card{box-shadow:none;border:0;padding:0}.result-card{position:static;margin-top:20px;-webkit-print-color-adjust:exact;print-color-adjust:exact}.seller-form .subsection-title{margin-top:18px}.seller-form input{border:0;border-bottom:1px solid #ccc;border-radius:0;padding:5px 0}.notice{font-size:11px}}

/* Refined Emperiq design system */
:root{--blue:#36467d;--blue-deep:#202f57;--blue-ink:#17243e;--gray:#938c82;--warm:#f3f0ea;--ink:#202c3f;--muted:#687181;--line:#dfe2e4;--shadow:0 20px 55px rgba(23,36,62,.09)}
body{background:#fbfaf7;color:var(--ink);font-size:16px}.container{width:min(1240px,calc(100% - 88px))}.site-header{background:rgba(251,250,247,.97);box-shadow:none}.nav-wrap{min-height:94px}.nav{font-size:13px;font-weight:650;gap:27px}.nav a:not(.btn){padding:33px 0 30px}.nav a.active:not(.btn){border-color:#b39d83}.brand-emperiq{color:#7b7975}.btn{border-radius:2px;padding:15px 22px;letter-spacing:.035em;font-size:12px}.btn-primary{box-shadow:none;background:#304375}.btn-white{box-shadow:none}.btn-secondary{background:transparent}.eyebrow{font-size:10px;letter-spacing:.18em}.eyebrow:before{width:30px;background:#b6a086}h1,h2,h3{font-family:Georgia,'Times New Roman',serif;font-weight:400;color:var(--blue-ink);letter-spacing:-.035em}h1{font-size:clamp(48px,5.7vw,76px);line-height:1.04}h2{font-size:clamp(36px,4.2vw,56px);line-height:1.12}h3{font-size:25px;line-height:1.18}.lead{font-size:18px;line-height:1.75}
.hero-home{background:#182844;min-height:690px}.hero-home:before{z-index:1;background:linear-gradient(90deg,#182844 0%,#182844 31%,rgba(24,40,68,.91) 47%,rgba(24,40,68,.12) 80%)}.hero-pattern{display:none}.hero-grid{grid-template-columns:1fr 1fr;gap:60px;padding:100px 0 90px}.hero-copy{max-width:600px}.hero-copy h1{margin-top:22px;font-size:clamp(51px,5.5vw,78px);max-width:600px}.hero-copy .lead{max-width:560px}.hero-actions{gap:14px;margin-top:32px}.hero-proof{margin-top:55px;padding-top:24px;gap:39px}.hero-proof strong{font-family:Georgia,serif;font-weight:400;font-size:23px}.hero-proof span{font-size:11px}.hero-visual{position:static;min-height:0}.hero-visual:before{content:"";position:absolute;inset:0;background:url('utah-home-hero.webp') center right/cover no-repeat;z-index:-1}.home-outline{display:none}.hero-badge{right:0;bottom:65px;width:auto;height:auto;border:0;border-radius:0;box-shadow:none;padding:17px 23px;background:#f7f4ec}.hero-badge strong{font-family:Georgia,serif;font-size:28px;font-weight:400}.hero-badge span{font-size:9px}.credibility-bar{background:#f4f1eb;box-shadow:none}.credibility-grid>div{padding:25px 28px;border-color:#dedbd4}.mini-label{color:#8f8375}.credibility-grid strong{font-size:13px;font-weight:650;color:#27354c}
.section{padding:110px 0}.section-intro{background:#fbfaf7}.intro-grid{grid-template-columns:1.1fr .8fr;gap:120px;align-items:end;margin-bottom:60px}.intro-copy{font-size:16px;line-height:1.8}.text-link,.program-card a,.product-card a{font-size:13px;font-weight:700}.product-grid{gap:0;border-top:1px solid #d6d9d9}.program-card,.program-card.featured-program{min-height:255px;background:transparent;border:0;border-bottom:1px solid #d6d9d9;border-right:1px solid #d6d9d9;border-radius:0;padding:34px 38px 30px;color:var(--ink)}.program-card:nth-child(3n){border-right:0}.program-card:nth-child(3n+1){padding-left:0}.program-card:hover{transform:none;box-shadow:none;border-color:#d6d9d9}.program-card:after{display:none}.program-icon{height:auto;min-width:0;padding:0;background:none!important;color:#8c7d6e!important;display:block;font-size:11px;letter-spacing:.14em;border-radius:0;margin:0 0 38px}.program-number,.featured-program .program-number{color:#aaa49c;font-weight:500}.program-card h3,.featured-program h3{color:var(--blue-ink)}.program-card p,.featured-program p{color:var(--muted);font-size:15px}.program-card a,.featured-program a{color:var(--blue)}
.story-section{background:#eeece6}.story-grid{grid-template-columns:.85fr 1.15fr;gap:100px}.story-panel{border-radius:0;background:linear-gradient(140deg,#263858,#40557a);box-shadow:none;min-height:560px}.story-panel:before,.story-panel:after{border-color:rgba(255,255,255,.12);border-radius:50%;transform:none;width:430px;height:430px}.story-mark{font-size:180px;font-weight:400;text-shadow:none;opacity:.9}.story-caption{font-size:10px}.story-copy>p{line-height:1.85;font-size:16px}.value-list>div{grid-template-columns:34px 145px 1fr}.tools-section{background:#1d304d}.tools-section:after{border-radius:50%;border-width:1px;opacity:.5}.tools-grid{grid-template-columns:.85fr 1.15fr;gap:100px}.tool-preview-wrap{gap:0;border-top:1px solid rgba(255,255,255,.25)}.tool-preview{min-height:225px;color:#fff;background:transparent;border-radius:0;padding:30px 35px 30px 0;box-shadow:none;border-bottom:1px solid rgba(255,255,255,.25)}.tool-preview+.tool-preview{border-left:1px solid rgba(255,255,255,.25);padding-left:35px}.tool-preview strong{font-family:Georgia,serif;font-size:27px;font-weight:400;color:#fff}.tool-preview p{color:#c8d0db}.tool-kicker,.tool-arrow{color:#bdb09f}.final-cta-section{background:#fbfaf7}.final-cta{background:#f1eee8;border:0;border-radius:0;padding:65px}.page-hero{padding:90px 0 86px;background:#243654}.page-hero:after{border:1px solid rgba(255,255,255,.14);border-radius:50%;width:480px;height:480px;top:-250px;right:5%;transform:none}.page-hero h1{max-width:820px}.page-hero p{line-height:1.7}.section-soft{background:#f2f1ed}.grid{gap:0}.grid>.card:not(:last-child){border-right:1px solid #d9deda}.card{border:0;border-top:1px solid #d9deda;border-radius:0;padding:32px 34px;background:transparent}.card:hover{transform:none;box-shadow:none;border-color:#d9deda}.card p{color:#667180;line-height:1.75}.trust-grid{display:grid;grid-template-columns:.7fr 1.3fr;gap:110px;align-items:start}.trust-grid p{color:#667180;line-height:1.85}.stat{font:48px Georgia,serif;color:var(--blue)}.stat-label{text-transform:uppercase;letter-spacing:.14em;font-size:11px;color:#7c8185}.officer-grid{gap:28px}.officer-card{border-top:1px solid #d8dadd;padding:25px 0;background:transparent}.officer-photo{border-radius:0;background:#e8e7e3;color:#7f8283;font-size:12px;letter-spacing:.08em;text-transform:uppercase}.profile-photo{border-radius:0;background:#efeee9;border:0}.contact-strip>div{border-radius:0}.form-card,.result-card{border-radius:3px;box-shadow:0 12px 40px rgba(23,36,62,.06)}.form-card{padding:38px;background:#fff}.result-card{background:#243654}.form-grid{gap:20px}input,select,textarea{border-radius:2px}.notice{border-radius:0}.site-footer{background:#182337;padding:70px 0 30px}.footer-brand{font-family:Georgia,serif;font-size:21px;letter-spacing:.08em;color:#fff}.footer-grid{grid-template-columns:1.3fr .7fr 1fr 1fr}.footer-grid h3{font-family:inherit;font-size:11px;font-weight:700}.footer-grid p{line-height:1.8;font-size:14px}.footer-bottom{border-color:#39475b;line-height:1.7}
@media(max-width:980px){.container{width:calc(100% - 60px)}.nav{gap:17px}.hero-grid{gap:25px}.product-grid{grid-template-columns:repeat(2,1fr)}.program-card:nth-child(n){padding:30px;border-right:1px solid #d6d9d9}.program-card:nth-child(2n){border-right:0}.program-card:nth-child(2n+1){padding-left:0}.story-grid,.tools-grid{gap:50px}}
@media(max-width:860px){.nav{top:94px}.hero-home:before{background:linear-gradient(90deg,rgba(24,40,68,.97),rgba(24,40,68,.78))}.hero-grid{display:block;padding:85px 0}.hero-visual{min-height:0}.hero-badge{right:35px;bottom:35px}.hero-copy{position:relative;z-index:2}.story-grid,.tools-grid,.trust-grid{grid-template-columns:1fr;gap:40px}.intro-grid{gap:20px}.story-panel{min-height:360px}.section{padding:80px 0}.footer-grid{grid-template-columns:1fr 1fr;gap:35px}.grid>.card:not(:last-child){border-right:0}.grid-3>.card:nth-child(odd){border-right:1px solid #d9deda}}
@media(max-width:590px){.container{width:calc(100% - 38px)}.nav-wrap{min-height:78px}.nav{top:78px}.hero-grid{padding:70px 0 110px}.hero-copy h1{font-size:47px}.hero-copy .lead{font-size:16px}.hero-badge{bottom:22px;right:20px;padding:10px 15px}.hero-badge strong{font-size:22px}.hero-proof{gap:20px;margin-top:36px}.hero-proof strong{font-size:18px}.credibility-grid>div{padding:14px 0}.section{padding:65px 0}.product-grid{grid-template-columns:1fr}.program-card:nth-child(n){min-height:auto;padding:28px 0;border-right:0}.program-icon{margin-bottom:18px}.story-panel{min-height:300px}.tool-preview-wrap{grid-template-columns:1fr}.tool-preview+.tool-preview{border-left:0;padding-left:0}.tool-preview{min-height:180px}.final-cta{padding:30px}.footer-grid{grid-template-columns:1fr;gap:16px}.grid-3>.card:nth-child(odd){border-right:0}.card{padding:26px 0}.form-card{padding:24px}.page-hero{padding:70px 0}.contact-strip>div{padding:12px}}
@media print{.site-header,.site-footer,.no-print,.page-hero{display:none!important}.section{padding:0}.container{width:100%}.form-card{box-shadow:none;border:0;padding:0}.result-card{position:static;margin-top:20px;-webkit-print-color-adjust:exact;print-color-adjust:exact}}
.hero-home{background:#182844 url('utah-home-hero.webp') center center/cover no-repeat}.hero-visual:before{display:none}

/* Officer portraits */
.officer-portrait{overflow:hidden;display:block}.officer-portrait img{display:block;width:100%;height:100%;object-fit:cover;object-position:center 24%}.profile-portrait{padding:0;min-height:0;display:block;overflow:hidden}.profile-portrait img{display:block;width:100%;max-width:none;aspect-ratio:4/5;object-fit:cover;object-position:center 24%}